Are You Prepared To Buy St George Utah Real Estate?

The first step to buying a home for sale in St. George is realizing that you want to make the jump from renter to homeowner.

Before you take the next step of searching for St. George homes for sale you should prepare for home ownership by following these simple tips.

TIP 1 – EXAMINE YOUR CREDIT REPORTS
Go online and purchase your 3-in-1 credit reports.

This step will enable you to know your actual credit score plus deal with any inaccurate information which may be reported about you on your credit reports.

Tip 2 – Pay off Old Debts

Do you have old credit cards, student loans or other debts which you have been taking your time paying off?

Pay off these debts now (if possible) because, this will also help to lower your debt to income ratio.

Tip 3 – Consult with a Mortgage Broker

Contact a local mortgage broker in St. George and get pre-approved for a mortgage loan.

Getting pre-approved for a mortgage loan is a lengthy process sometimes but it’s worth the extra work since this will help you to know the exact amount of money you have to work with to buy a home.

TIP 4 – NARROW DOWN YOUR ST. GEORGE HOME SEARCH
Know exactly where you want to live in St. George and the type of home you are searching for.

Example: 3 bedrooms, 2 bathrooms and an updated kitchen.

Tip 5 – Be Prepared For the Additional Home Ownership Expenses

Last of all, but most important, be prepared for the additional expenses which come with home ownership like: property taxes since these expenses will pop up over the course of a typical year and you must have the money to pay for them.

For more tips on getting ready to buy a home in St. George, or to view the latest homes for sale in the area, contact me, Lace Hill, Realtor ® with Utah Luxury Homes by calling me at (435) 862-3303 or click here to contact me online.